Spaargids.beNIBC Direct will raise rates on November 9. From now on, both individual savings accounts and term accounts will earn more. Spaargids.be List of new interest rates for online savings bank.
Written by Johan Van Geyte, in association with Spaargids.be
Interest on the NIBC Direct Flex account increased from 0.16% total to 0.50% total. Since this calculation only gives a base rate for each day there is an amount in the account and there is no fidelity premium if you keep the money for a year, withholding tax must be deducted. Then the net return increased from 0.11% to 0.35%.
On the NIBC direct loyalty account, the base rate increased from 0.05% to 0.10%, and the trust premium increased from 0.15% to 0.60%.
Nothing changes for the NIBC Direct Savings Account. The interest on this remains the legal minimum: a base rate of 0.01% and a trust premium of 0.10%.
What savings accounts currently offer the highest interest? Find out by comparing Spaargids.be
Interest also increases on term accounts:
• 3 months: 0.01% becomes 0.25%
• 6 months: 0.02% becomes 0.30%
• 9 months: 0.03% becomes 0.50%
• One year: 0.45% becomes 1.60%
• 2 years: 0.75% becomes 1.75%
• From 3 to 8 years: 0.75% becomes 1.90%
• 9 and 10 years: 0.75% becomes 2%
These rates are on gross term accounts. So an additional 30% withholding tax must be deducted from this.
Are you looking for the term accounts with the highest interest? Here you will find a useful overview.
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Spaargids.be is an independent comparison of banking products looking for competitive rates and better interest rates.
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