A Missed Flight with a Long Wait: Is Your Insurance Interfering? | travel guide

If you are going to travel by plane this summer, it is best to leave on time. If you miss your flight due to a long queue at the airport or due to traffic jams on the way, you cannot count on compensation from the airport. You have to pay for the replacement flight yourself. Oversleeping, leaving it late, or simply having bad luck on the road can be very costly.

You also should not rely on the intervention of cancellation insurance if your plane departs according to plan. Cancellation insurance comes only if you are unable to leave due to illness or force majeure. For example, when someone in your family dies, you have a house fire or re-exams.

However, there are also other situations when the airline or your cancellation insurance will get involved.

Read also: What is the difference between cheap and expensive travel insurance?

The situation is different if you miss the call because a previous flight arrived late. In this case, the company must offer you an alternative, or at least when the entire itinerary is included in one reservation. Can this alternative flight be operated after only one day? Then the airline also has to pay for accommodation and transportation.

Are you more than four hours late and are you traveling from the European Union or with a European airline? Then you are also entitled to compensation of between 250 and 600 euros. The exact amount depends on the length of the trip. If you are three to four hours late, you will receive half the amount.

Have you collected your flight yourself and made several reservations? Then you will have to peel your beans yourself.

advice: These insurances You have it over your credit card anyway.

You can also miss a flight because it was canceled at the last minute. For example, due to unfavorable weather conditions or strike. You usually have bad luck. Strikes and bad weather are often linked to force majeure, and the airline cannot be held responsible for this, unless, of course, the court ruled that the airline could have done more to prevent the strike.

The airline will refund you for your flight. Is the trip part of a vacation package? Then you will also get a full refund of the package value.

Did your luggage end up on the wrong flight and do you have to dispense with it while traveling? In this case, you can rely on the airline or your travel insurance company. They will suggest you an amount for which you can actually buy a number of things while you are waiting for your luggage. Your insurance company will inform you by providing them with a certificate of delay from the airline.

The intervention you receive varies from insurer to insurer. The same is true if your luggage is eventually lost, despite all efforts.

View cost quotes and interventions for various travel insurance policies here

Read also on Spaargids.be:

Is it better to pay on vacation with a bank or credit card? The wrong decision can cost you extra money

From Baggage Insurance to Cancellation Insurance: This is How You Determine Which Travel Insurance (You Don’t Need)

Should You Choose Temporary or Annual Travel Insurance?